Savings Scheme

Monthly instalments can be Rs.1000,2000,3000,4000,5000.

Customers can purchase gold ornaments or gold coins in this scheme.

No wastage for this scheme for the jewels purchased up to 14% only. Customers Should bear the balance percentage of wastage charges, if they buy ornaments beyond 14% wastage.

Customers cannot make payments for more than 12 months in this scheme.

GST and other government taxes will be applicable.

No refund of money will be made in this scheme.

Monthly instalments can be made though Cash/Debit Card/Cheque/DD/RTGS/NEFT / IMPS / BANK.

Duplicate membership card will not be provided if it is lost.

Pre-closure benefits of this scheme will be : within 6 months : No benefits, 7 to 8 Months: 60% benefits, 9 or 10 months: 80% benefits, 12 months: full benefits.

In case of changing your address or lost the pass book, the same should be intimated to us along with necessary proof.

Fathima jewellers has got every right to amend / alter / change the scheme rules at any time.

Wherever the scheme is started, customers should buy the jewels from that branch only.

Customers cannot make payment for more than 1 instalment per month.

All disputes are subject to Chennai jurisdiction only.